COMPLETE MORTGAGE SOLUTIONS (CMS) was formed by a group of talented real estate and mortgage-related employees who collectively have great experience in the home and in mortgage-related segments of the business. In addition, CMS and it's employees understand that there is more to home ownership than the mortgage. We therefore strive to provide significant additional benefits for all our individual clients, including those who are part of our special employer programs. CMS has developed two major groups of benefits available to clients which differentiate CMS from other mortgage-related companies:

• Mortgage/Loan Related Benefits to Area Employers and Their employees (see the Benefits page)

CMS recognizes that new home buyers and existing homeowners everywhere have special needs for mortgages and home-improvement related financing.  CMS offers special relationships with and benefits for employees of schools and area businesses of all sizes.  This currently includes employers and schools systems such as those listed on the Partners page. Every CMS client enjoys

• Attractive mortgage finance options for home buyers, including first and second mortgages
• Refinancing options to enable today's homeowners to potentially reach lower mortgage payments or shorter mortgage terms
• "Cash Out" programs which can enable homeowners to extract cash out of their home equity
• Home improvement loans to support home remodeling of all types


• A Vendor Discounts Program (see the Discounts page)

  With home ownership comes additional expenses of many kinds. CMS, through an innovative partnering program with key Central Texas businesses,  provides access to these home ownership-related discounts and makes them available to all clients, and to their extended family members (including parents, grandparents, children, siblings, in-laws and step-family members).
  
  Currently, CMS partner vendors are in the categories identified below

  
  
  • Home Improvement-related products and services (wood blinds, paint and materials, patio/deck construction, garage and other storage...)
  • Real Estate services (buying and selling your home)
  • Home cleaning and maintenance services (carpet and air duct cleaning, home cleaning services, ...)
  • Home landscaping products and services (planting and lawn care services including sprinkler systems and fertilizing, ...
  • Family support services (pet boarding services, ...)
  • Fun and Games for the entire family (family dining and dessert products and services, playscapes, ...)
   

  CMS is Affiliated with Alethes LLC. Alethes is the Greek word for "truth." Webster's further defines Alethes as "truth and possibility." The company has been built around the central theme - that we would always chase the truth and the possibilities would be endless.
  Title Services Provided by First American Title Company All title services for mortgages processed by CMS are performed by First American Title Company. First American also provides selected marketing services for Complete Mortgage Solutions.

  Janice Luce, Branch Manager (janiceluce@austin.rr.com) 512-259-9950 (office), 512-260-8683 (fax)